Loan Approval Letter

- Drivers license

Wage Earners

- 2 most recent pay-stubs

- all W2’s that correspond to the tax returns

Self Employed

- Sole Proprietors: Year-To-Date Profit and Loss Statement

- Corporations: corporate tax returns (last 2 years) with 1120 / 1065 forms

Notes and Additional Situations

Access to Items

- Keep all of these and incoming paycheck stubs, new bank statement, tax items etc. in one EASY location throughout the transaction, such as a file drawer or in a file on the kitchen counter

Alimony

- Check or copy

Bankruptcy

- Complete set of bankruptcy papers

- Discharge letter

Child Support

- Check or copy

Divorced

- Final divorce decree or copy

Non-Citizen

- Resident alien card or copy of front and back

- Birth certificate or copy

Real Estate Currently Owned

- Payment coupons with lender's name, address, zip code

- Loan numbers

- Balances, both original and current

Renting Now

- Landlord Information: name, address, phone, rental amount

Sale of Another Property

- Closing statement if closed

- Escrow instructions if still in escrow

- Lender letter for buyer purchasing the property if still in escrow

VA

- Veteran's nearest living relative's name, address and phone number

- DD-214 (VA form)

- Certificate of Eligibility

- Marriage license if married

- 2 most recent bank statements for all accounts (all pages)

- Most recent retirement statements i.e. 401K, IRA (all pages)

- Personal income tax returns for the last 2 years (all pages)